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Fund News: 2021 Renewal Gives Back $4 Million to Members

Fund Returning Profits to Members


Workplace Safety Creates Record Return Fund Members Receive Over $4 Million

Members of the Michigan Cleaning Fund (MCF) continue to be rewarded for their tremendous performance! For the 2021 policy year, participants of this highly successful self-insured workers’ compensation program will be receiving their largest return of profit in the Fund’s history. This year the Fund was approved to distribute $4,000,094 profit back to its members. Since 1981, the total profits returned are over $35 million.

For most members, the savings is the primary reason they insure with the Michigan Cleaning Fund. It has proven to dramatically reduce the overall costs of their workers’ compensation insurance year after year. The Fund has been a stable and competitive market for eligible MILD and MCA members statewide. As a member-owned program, the Fund is committed to working with industry employers to provide a safer workplace for their employees. This in turn helps keep workers’ compensation costs to a minimum. Nearly 500 members are currently participating in the program.

The formula for success is simple - the lower the Fund’s claim costs, the greater the profits! The underwriting approach is very selective when accepting new members. The selection process helps ensure that only the best performing drycleaning, industrial laundry, janitorial and car wash employers participate in the program. In order to be written into the MCF, each new applicant is carefully reviewed and must have a proven track record of low losses, acceptable work exposures, an implemented safety program and be financially stable.

For members that have experienced claims or want to prevent potential claims from occurring, the Fund also has a dedicated staff of safety and loss control engineers who specialize in the cleaning and car wash industries and are available to help members in a variety of ways. They assist Fund members by providing safety consultations, management training, safety manuals and numerous other resources. 

The goal of the MI Cleaning Fund’s safety and loss control specialists is to provide educational tools and services that can help members prevent potential claims and assist in the ongoing profitability of the Fund. In addition, Fund members receive semi-annual reports that reflect how they are performing and the amount of profit they are estimated to receive.

The MCF offers its members numerous safety resources and loss control programs that industry specific. Some of the Fund’s educational training focuses on creating a safety culture in the workplace, by working with owners/supervisors on proper claims handling, accident investigation, return-to-work programs and making every employee accountable for safety on the job. The online safety center includes a wide-ranging human resource library at no cost to members. It provides in depth information on the most current federal and state employment laws, as well as a complete collection of downloadable forms, posters, and literally hundreds of topics.

The MCF is endorsed by the Michigan Institute of Laundering & Drycleaning and the Midwest Carwash Association. This member-owned program is sold and serviced by a statewide network of independent insurance professionals. For more information, contact the Fund Administrator, RPS Regency 800.686.6640 or